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Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
- 26562 Views
- State Bank Of India SBI, I also Faced
- E-Mail Answers
Answers were Sorted based on User's Feedback
Answer / sabrina
Hi...Uday..This is Sabrina form Tamil Nadu..Plz answer the
following:
What are the qualities of good clerk?
What can we answer for - Why did you select banking sector
when salary is low?If they have asked so in an
interview...What will be the salary for a clerk approx?
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / shruti
thanks uday.. this is shruti.. my interview went v well..
they jus askd general topics..
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / sabrina
Hi Shruti..Sabrina here...Which place are you from..?? What
were the questions asked?
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / surbhi
hi frends..
This is Surbhi. Today 28th May i Had attended my Interview
for SBM in Bangalore.. Interview was nice. They asked me
very simple Questions. Panel has 4 members and one of them
wass a Lady.. Panel members were very cool. I was the first
person in my panel who had attended the interview. The
questions that they asked me are very general:
1. Tell me the speciality of ur city? (I belong to Rajasthan)
2. How u Motivates Others? (As i m MBA IN HR and Marketing)
3. Difference Between Marketing and Selling?
4. What is Marginal Utility Theory? (As economics was one of
my subject in Graduation)
5. Some Questions on Hobbies?
6. What are the functions undertaken by Banks?
7. Questions About my Training Period during MBA?
8. Why do u want to settle in Bangalore?
9. About my Family Background?
Thats it.. Interview was of 10 minutes..they are just
checking our confidence level.. nothing else.. so no need to
worry answer confidentally..and ya one most important thing
plz kindly check ur documents properly as verification
process is very tough...i also faced some problems bt at
last i cleared that level..All the best to those who r going
to appear for Interview..can anyone tell me when results of
Interview can b expected??
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / sriram
Have anybody got the result of interview?? My interview was on 29/05/09.. Didn't get the result.. Just to confirm whether anybody got the result
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / rahul vishyan
As the interview was over on 6th june & not on 30th
may..........
as per me result will b declared in last week of june or the
first week of july........
Wish u all success
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / sudheer
Hi this is sudheer i have attended the interview for SBH on
may 29th.
when will be the final results published for the interview
held last month for SBI(Associates Bank). If any one have
already got the result please mail me or message me
sudheer353@gmail.com
9840879517
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / subbu
Hi friends,,,,,,,,,,,,,,,,,
I am also attend the sbi clerical interview on 28.05.2009
at bangalore.
Can anyone tell me when will be the Final result of SBI be
declared.
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / ramyakrishna
this is a valuable information.thank u so much.i am having
my interview on may 26th.ur information is so helpful to me.
i have been working in a private organisation from the last
2 yrs.will the NOC be asked during the interview.i havent
taken it, as mine is a private organisation.please give ur
suggestion regarding the same.
| Is This Answer Correct ? | 0 Yes | 1 No |
When will SBI declare results for SBI CLERK INTERVIEW 2010 Any Idea Please answer? ATUL KASHIPUR (UTTRAKHAND)
18 Answers State Bank Of India SBI,
why do u want to join sbi
0 Answers State Bank Of India SBI,
kOI BATAYEGA Why SBI making so much delay in declaring result any idea? ATUL KASHIPUR (UTTRAKHAND)
0 Answers State Bank Of India SBI,
Hi friends, I too hv an interview with sbi on the 16th oct 08. Will post questions asked to me after that. Wishing every1 all the very best!!! Regards Rashmi
3 Answers State Bank Of India SBI,
Who were the competitors of SBI?
0 Answers State Bank Of India SBI,
HI, TO ALL . THIS IS JYOTI ARORA FROM HISSAR. TODAY IS 27TH JULY. WHEN WILL BE THE RESULT DECLARED OF INTERVIEW HELD ON 5TH MAY.
23 Answers State Bank Of India SBI,
hi im abirami doing 3rd yr BE(CSE) with 83%...now i selected 4 sbi clerical post..im n confusion tat can i cont my studies r go to job..s there any chance 4 me 2 finish my degree n correspondance....please reply me cuteabi87@gmail.com
0 Answers State Bank Of India SBI,
hi.what can one expect the cut off for indian bank clerical exam to be held on 22.8.10 for general category for chhattisgarh having 4 seats.plz give ideas from your experience
Bank exam for SBI - Porbationary officer,CUb- Clerical Type model qustion paper I want Please send by email id. as soon as possible
199 Answers BSRB, Corporation Bank, FHF, IBM, ICICI, Indian Bank, Oriental Bank Of Commerce, State Bank Of India SBI,
i finished my interview on 8th may....... they asked me these questions...... 1)tell me abt urself(I andwered for 2 mins) 2)difference between 2g and 3g(3g is faster than 2g)i forgot to answer that 3g has more bandwidth and it is circuit switched network 3)what is the uniqueness of 500 rupees note (that circle at corner for blind people , wen in light the colour of 500 changes) 4)what is the technology of atm(i dont know) 5)what are the different types of deposits(Recurring and fixed deposits) 6)what is recent hockey tournament going on(this also i dont know) 7)who is leading in recent world chess championship(anand wen i saw but later i dont know who was leading) 8)who is topper in recent IAS exams?(i didnt answer) 9)what u consider as ur life time achievement? the panel was very soft......so no tension...... ALL THE BEST for the rest........
0 Answers State Bank Of India SBI,
hi this is subhash till then i have not recieved any information with ergard to posting can any bodyerspond to this i am selected for sbm karanatka
0 Answers State Bank Of Maharastra SBM,
Who is chief of Army, NAvy, Air force
POs 
