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Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
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- State Bank Of India SBI, I also Faced
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Answer Posted / sudheer
Hi this is sudheer i have attended the interview for SBH on
may 29th.
when will be the final results published for the interview
held last month for SBI(Associates Bank). If any one have
already got the result please mail me or message me
sudheer353@gmail.com
9840879517
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anyone know how interview date is being scheduled ,whether it is based on merit list of written or on based on registration id that is according to date of written paper , so plz frnds tell about ur date of interview along with registration id, so that we cnfrm this.......
i am a B.Tech...so if i have been asked that why i want to enter into banking sector???What wil be the appropriate answer???
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wil u pls send me previous papers of bsrb clerical
Hi i would like to know what are reasons for medically unfit for sbi clerk. iam OH like Paraplegea so I finished my interview But now tension about medical test ple.. anybody clarify my query my id bthimothi@gmail.com
Sir I was cleared the sbi written exam and call for a interview . but I have 1 problem i.e in my certificates my sur name is written after my name but in my sbi chalana and also in application I write the sur name before my name l Is it any problem for me to crash the interview plz send me the answer
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Hi friends,My SBI clerical interview is on 6th May.So please whoever attended the interview,kindly share the experience.It would be grateful.Waiting for a positive response.Thank u.My mail id is manju.sujithpv@gmail.com
hello i hav cleared d SBI written exm..i m a post graduate in english.wht kind of questions dey may ask in d interview? my intrview is on 5th may.plz help.
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i really dnt hav any specific hobby,,,so can i leav dat entry blank in my form,,if they will ask me abt y i dnt hav any hobby,then can i answer dat---sir,i dnt hav any specific hobbyy,,bt i m ken 2 do any kind of functions dat r assigned 2 me??????
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