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Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
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Answer Posted / shruti
thanks uday.. this is shruti.. my interview went v well..
they jus askd general topics..
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hi friends first of all i congratulate all selected candidates selected for interview. If one of u have got call letter for Delhi for 30th April 2010 plz inform me on my email anil.jamalpuria@yahoo.com u also can contact me on 09017785585
Did any one of you receive call letter for the interview from bank of india? Please reply.
who is your role model and why?
i am msc(cs) graduate. in +2 chose commerce.need to tell abt that? what type of questions i expect in computer science and in commerce?
i am commrce student please tell me whats question arise in the interview
if you got not selected than what you do next?
when will oriental bank final results will get announced?is 60% in written test for general category is enough to clear the interview?if anybody knows ,please reply.
as you said that this is ur dream job then can u tell us about function of a clerk?
in sbi clerk exam conducted on jan 23rd 2011 asked a question in general awareness. Question is "somdeverman related to " and given five options, What are the five options? if any one knows please tell urgently Thank you
what is your philosophy towards work?
why banking field is better than other field in government sector................reply fast
WHAT ABOUT E-BANKING?
when will be union bank result annouced?which exam held on 4 april 2010.sir please send it on my id no. that is rinku_del246@rediffmail.com.
Please give information about SBI CRPD payscales and future promotions in SBI?????????
HI, friends, dis is NEHA JAIN. I have cleared my sbi clerical written examination of nov 2009. now i need to prepare for the interview. anyone who has cleared the interview; or has a proper idea about it, kindly help me out.........my mail id is nehajain456@gmail.com........KINDLY DO REPLY...THANX
