Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
Answer Posted / shruti
thanks uday.. this is shruti.. my interview went v well..
they jus askd general topics..
| Is This Answer Correct ? | 0 Yes | 0 No |
Post New Answer View All Answers
Is that true that sbi will not select carrying women.pls give reply
I attended interview for clerks in SBI on 26th april 2010 in chennai. What will be the gross salary and net salary of newly appointed clerks in SBI after the revised pay which was signed on 27th april 2010. I am selected as a sorting assistant in RMS'T'Division,(Tiruchirapalli)Department of Posts,India(central government job) on 29th December 2009.
hi friends !!! do anyone have any idea , after how many days of result declaration, sbi will commence the training for selected candidates and for how many days n when will they declare details of banks allotted to them ....
i have qualified for syndicate bank clerical interview and it is on 26th sept. pls share if u having any previous experience whith this bank regarding interview. pls send any questions to my mail id sirisankarbhs@gmail.com
what is the schedule vi of balance sheet?
WHEN WILL THE INTERVIEW RESULTS PUBLISHED?
Hi I have selected for clerical post in vijaya bank and Canara bank . which one is good to join?
I had completed my sbi clerical interview...... do anyone know on wat basis the interview held?.....is it on merit order or category or roll number....when will be the final result announced and what is the last date for interview schedule?
If we r selected as clerk in SBI when will be joining date?
rbi means
when will be union bank result annouced?which exam held on 4 april 2010.sir please send it on my id no. that is rinku_del246@rediffmail.com.
why banking field is better than other field in government sector................reply fast
hello friends i am pursuing mca from IGNOU what are the questions interviewer can ask in sbi interview please tell me.
i am in waitlisted list which is released by karnataka bank.Can any one tell what it sense.whether it is confirm job r optional.plz forward if any one know abt this
Hi, this is Prasad MBA Graduate from Osmania University. MY question is how do you serve to our organization as a mba graduate. u can send answers regarding this to my mail id dvprasadb@gamil.com. Thank you