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Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
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- State Bank Of India SBI, I also Faced
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Answer Posted / sabrina
Hi...Uday..This is Sabrina form Tamil Nadu..Plz answer the
following:
What are the qualities of good clerk?
What can we answer for - Why did you select banking sector
when salary is low?If they have asked so in an
interview...What will be the salary for a clerk approx?
| Is This Answer Correct ? | 0 Yes | 0 No |
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please provid your interview experience and question they asked on 26th and 28th april 2010
what is bank crisis
when will be sbi assoicate banks clerks recrutiment2011 result released?
when will be the sbi clerks 2009, final results announced?
wil u pls send me previous papers of bsrb clerical
anyone attend sbi interview in bangalore?venue:basavangudi
What do you feel onboard ship's
has anyone got selected for sbi associate clerical interview?share ur views...abt date n questions..
HI EVERY1 MY NAME IS CHANDER MOHAN(09873551124),NEW DELHI APPEARED FOR SBI CLERICAL INTERVIEW ON 27 APRIL AT NOIDA,THIS THREAD IS FOR THOSE WHO APPEARED AT NOIDA, AS I M SURE THAT WHENEVR THE RESULT WILL BE DECLARED, I'LL MIGHT GET SELECTED. SO THIS THREAD FOR THOSE WHO WANT ANY SORT OF THEIR QUERY TO BE RESOLVED,CAN CONTACT ME ON mrchang8786@gmail.com..... or HERE ON THIS THREAD,EXCEPT THE RESULT DATE. THIS THREAD WILL HELP US IN CASE WE WERE SELECTED IN DELHI, AND TO SHARE OUR EXPERIENCES FOR FURTHER QUERIES AFTER RESULT IS DECLARED.
why i am going to hire you?
why u would like to be a part of s .b .i
are u preparing only for sbi clerical or any other bank?plz help how to answer this
does any bodyyyy know the actual date ,,when the sbi clerical result will be declared???????/
Sbi Clerk interview 2010 28th april ,panel three, Hi I am dhanya from kerala PG in Microbiology, i had my interview yesterday: The panel Was friendly, Questions asked where. 1,historic importance of my district 2.what is my idea about banking 3.what do i know about sbi 2nd member 1.about my subject what is microbiology 2.difference b/w virus and bactereria 3. iwas working as teacher,so he asked why do i consider to opt for banking than teaching? 4.Hobby related: i had mentioned gardenoing of vegetables in my hobbies ,he mentioned it and then he asked the relevence of a particular town in my locality. see ing the link was eith my hobby itried a guess answer but that was right(FRIENDS SO JUST KEEP YOUR EYES OPEN FOR THE CLUES ,SOMETIMES THIS MAY HELP YOU IN ANSWERING SOME QUESTIONS otherwise do not go for guess work) 3rd member :(lady) 1.the mythology behind my the name of home town 2.The bacteria which was used to clear oil spills 3.the Pz of bangladesh(READ THAT DAYS' NEWSPAPERA THIS MAY COME IN HANDY) 4.tHE LARGEST RESERVE OF THORIUM( FOR THESE TWO I COULDN'T ANSWER , SO I SAID SORRY MAM , ICANT RECOLLECT IT AT THE MOMENT) 5.RECENTLY SOME ORGANISM WAS INTORDUCED TO COMBACT THE ATTACK OF BEETLE WHAT WAS IT S NAME (FOR THESE TWO I COULDN'T ANSWER , SO I SAID SORRY MAM , ICANT RECOLLECT IT AT THE MOMENT)
what is your life in Navy
