Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
- 21588 Views
- State Bank Of India SBI, I also Faced
- E-Mail Answers
Answers were Sorted based on User's Feedback
Answer / rahul vishyan
hello i had my interview on 25th of may in
panchkula(haryana).......
It was really a tough experience.....
hey just asked me about the History of the place where u
resides & its Importance......
related IPL & all about LOK SABHA Elections.......
It was easy but really a tough task to secure ur seat at
such a competitive stage......
please ANYONE FROM U who is going to face his or her
interview in PANCHKULA.........
BEST OF LUCK TO U ALL FOR YOUR FUTURE........
| Is This Answer Correct ? | 2 Yes | 0 No |
Answer / rahul vishyan
Hello Dhnyr,
u hav to just get Original biodata attested & nthng else.......
| Is This Answer Correct ? | 1 Yes | 0 No |
Answer / udayabhaskar
Ramya this is udaya bhaskar. It is to mention that for the
candidates working in private sector, dont need to submit
NOC. It is applicable for Governement employees who are
attending interview. But it is mondatory to produce
experience certificate if u mention ur previous employment
and u have to submit character certficate from ur previous
employer also besides other character certificates
With best wishes
| Is This Answer Correct ? | 1 Yes | 1 No |
Answer / shruti
thanks a lot.. its v useful. im havin interview on 26th
may.. charcter certificate i hv taken one from my last colg
attendd.. one is enough right?
| Is This Answer Correct ? | 1 Yes | 1 No |
Answer / ramyakrishna
hello bhaskar,thanks for the reply.
what does faculty in the biodata form mean?
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / ravi
Hi
this RaviTheja (23.05.2009, 12:00hrs,panal-8, SBI Staff
Training
Centre, West Maredpally, Sec'bad)
My interview is very cool
They just go through Bio Data Form and asked
1)Why did u select Banking sector even salary is low?
2)would you leave after 1 year if you got a good jod?
3)What is qualities of good clerk?
4)about my family back ground,native place and profession?
5)abt my previous education
Thats it just 7-8 mins
i tthink panal-8
is very cool
You just required lot of confidence only
i think anyone can rock with that
Allllllllll the Best For You
when will be the interview result will be announced?
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / dhnyr
hi uday,ravi,rahul,
i've 1 doubt abt attestation of identity certificate in
biodata form. My doubts inline
1)v need 2 take 3 xerox copies after attesting the identity
certificate
or after taking 3 xerox i need 2 attest the identity cert
in tht xerox copies?
pls respond ..i've my interview 2moro...
| Is This Answer Correct ? | 0 Yes | 0 No |
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POs 
