Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
Answer Posted / sriram
Have anybody got the result of interview?? My interview was on 29/05/09.. Didn't get the result.. Just to confirm whether anybody got the result
| Is This Answer Correct ? | 0 Yes | 0 No |
Post New Answer View All Answers
what do you mean by fiscal policy?
what are the risks of unsafe sex
hi...i jst wana know that appx. what percentage of marks(not asking about bank s minimum reqiurements) do we require to clear in the bank written clerical test?
who will conducting the LIC ADO EXAM? IBPS OR LIC OWN?
Hi .. I got the written exam of PNB SWO.. my question is .. I am an M.tech pursuing candidate..should I tell it in the interview or not? Some say that due to high qualification they will reject me..
I have to get character certificate for sbi interview. In that, there is a statement - I have known this person for ____ years and _____ months. What is the minimum year it should be? Is 1 year also acceptable??
hi, my hobbies are calligraphy and danceing ...so which type of question can be asked frm my hobbies .....plz reply fast bcoz my interview is on 6th may...
wil u pls send me previous papers of bsrb clerical
hi friends, I am sathish. i have cleared the sbi clerical written exam. Now i have to attend the interview. Can anybody suggest how to face the interview and what type of questions they will ask in the interview. Please do mail me regarding this to my mail id sathish.kumarjpt@gmail.com With regards, Sathish K
Why you don't try in civil sector
i have qualified for syndicate bank clerical interview and it is on 26th sept. pls share if u having any previous experience whith this bank regarding interview. pls send any questions to my mail id sirisankarbhs@gmail.com
Can any one attend UNION BANK CLERICAL INTERVIEW HELD LAST WEEK? SHARE UR INTERVIEW QUESTIONS AND TELL ME WHEN WILL THEY ANNOUNCE RESULTS
WHAT ABOUT E-BANKING?
How many marks in SBI clerical written test will make our job hopes fine....Plz anyone ans to this.....will they consider interview marks also?
what are the economic functions of banks