Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
Answer Posted / rahul vishyan
As the interview was over on 6th june & not on 30th
may..........
as per me result will b declared in last week of june or the
first week of july........
Wish u all success
| Is This Answer Correct ? | 0 Yes | 0 No |
Post New Answer View All Answers
does any body hav an idea about the actual date when the sbi will finally declare the result for clerical cadre??????????
1. What is technical writing for you? 2. What are the basic elements of technical writing?
My question is to them those who have passed the interview of state bank of india which was held in oct 2008. I want to know after how many days the result declare and what was the procedure then after?
Please give information about SBI CRPD payscales and future promotions in SBI?????????
being a b.tech graduate,why are you opting for this banking career?
why do you want to work for sbi?
any one take the interview on 26 to 10 may from chennai
difference between sales and marketing
aLL SBI Aspirants from UTTARAKHAND share your views to help each other here.
what is the schedule vi of balance sheet?
why would you want to go in the bank?
does any one here selected in sbi clerical interview to be held in chandigarh for punjab state. Any one who hav already appeared in an interview in chandigarh? what are the questions they ask in interview for a commerce grad.also i need some qustns on marketing? please provide me these quesions. Thx in advance
what all marketing questions may be asked in sbi interview.. thanks in advance
I had completed my sbi clerical interview...... do anyone know on wat basis the interview held?.....is it on merit order or category or roll number....when will be the final result announced and what is the last date for interview schedule?
hi, my hobbies are calligraphy and danceing ...so which type of question can be asked frm my hobbies .....plz reply fast bcoz my interview is on 6th may...