Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
Answer Posted / sriram
Hope the results would be by Jun 15
| Is This Answer Correct ? | 0 Yes | 0 No |
Post New Answer View All Answers
hi frns, my ques are 1) what is master budget? 2) what is capitalization?
The aspirants for SBI CLERK (exam held on 2009 November) Share your views here? ATUL KASHIPUR (UTTRAKHAND)
why do you want to work for sbi?
anyone know how interview date is being scheduled ,whether it is based on merit list of written or on based on registration id that is according to date of written paper , so plz frnds tell about ur date of interview along with registration id, so that we cnfrm this.......
Hi friends my name is Buna, got selected in SBI clerk exam 09. I am a B.E.computer sci 2008 grad.I dont have any work exp till now. What if they ask me. What shud i answr. Kindly give ur feedback and also let me know clerical interview qques on my mail id "bhuna.kumar@yahoo.co.in". respond sooner thanks a ton
hi..this is kartheek..how to prepare for sbi interview..?iam qute nervous person.iam not well in english..pls help me..
being a b.tech graduate,why are you opting for this banking career?
education allowances
I have given syndicate bank clerical exam and Intriview my question is when it going to be release the final results
Is there any specific reason for choosing the Banking Industry?
4 months gone sbi not declaring the results even though they gonna increase the vacancies still some information regarding results should be posted on their site what the hell is this largest public sector bank doing????????
concept of nationalization of banks ?
hi.I m lila.i have cleared the iob clerk interview through ibps.I am an OBC candidate.but i dont have obc certificate. my form was rejected twice.will they again to submit OBC? will they reject me?what should i do. will they consider me in general now? plz help me out.
has anyone got selected for sbi associate clerical interview?share ur views...abt date n questions..
You are just 33 why do you left your job in early age