does faculty mean the branch of study?

Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks

Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI

Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks

Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks

Savings Bank Rate - 3.5% for SBH & SBI

Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks

Legar Tender Money - Currency issued by RBI

Optional Money - Cheques, DDs, Bankers Cheques

Plastic Money - Credit card, Debit card

Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.

Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.

Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking

Merchant Bank provides capital to firms in the form of
shares rather than money.

Investment Banks tend to provide investment to firms.

Corporate Banking looks after the needs of Big firms,
companies, business entities

Business Banking looks after needs of medium level business
firms, entities, individuals

Retail banking focusses to provide services to individuals

Private banking focusses to provide services to high
networth individuals

Lead Banking focusses on providing all type of financial
services

Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.

With best wishes, Udaya Bhaskar 9492038751