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Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
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- State Bank Of India SBI, I also Faced
- E-Mail Answers
Answer Posted / rahul vishyan
Hello Dhnyr,
u hav to just get Original biodata attested & nthng else.......
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hi...i jst wana know that appx. what percentage of marks(not asking about bank s minimum reqiurements) do we require to clear in the bank written clerical test?
Hi people. My name is John. First of all i would like to thank you and congratulate you all for the successful completion of the interview and hope that the best man/woman walks away with the job. I post here my request for answers to a few questions related to the interview process. I gave my interview in Delhi on 4th may 2010 at the SBI Learning centre in noida. I would like to know the following: 1: how many centres were there in delhi for the purpose of interview? 2: when was the first and last day (duration) of interview in delhi? 3: were the candidates called according to the merit after the written test or was it alphabetical. if it was neither, then how were they calling the candidates? 4: also what are the chances of a candidate who thinks that the interview did not go according to his plan? There is still hope isn't it? 5: do people "horse trade" vacancies (perfect opportunity for somebody's uncle or someone's greased up mla recommendation for a candidate; since sbi taking this long for a result.)? I definitely hope tht the crpd do us a big favour by releasing the results soon. thanks in advance to all those who are kind enough to rest the ghosts in my mind.
Hi all, While I'm applying for the written exam wrongly I gave as general and later I came to know bef the interview tht I'm BC:(..I got proper singatures at the back of the call letter..but while interviewing me they dint consder tht.Will it be a negative for me during the selection and under which category i'll be considered Can any one guide me regarding this.
My question is to them those who have passed the interview of state bank of india which was held in oct 2008. I want to know after how many days the result declare and what was the procedure then after?
explain you would be an asset for this organisation?
Hi dis is sriguru from andhra pradesh and i hav cleared d obc clerical exam 2010. still i hav not yet get the mailr letter regarding the interview details.wen will dey send . And pls tell wt r the questions asked in interview in obc?
hii i selected for karnataka bank clerks.my interview is 1st june 2011. im frm andhra pradesh.can i get job placement to andhra after finishing the interview.any 1 selected frm andhra plz msg me on 7207655202
Is there any specific reason for choosing the Banking Industry?
How many branches of psb are there in India?
Iam shortlisted for sbi asso clerk interview and i have few doubts regarding documents which are to be carried. (1) Should both the character certificates be in same format?(because college have their own format). (2) Is application form mandatory? (3) Bio data form photocopies should be taken before gazetted officer signs on the form or after signing? (4) All the documents attested by gazetted officer is mandatory including photocopies of bio data form?
I am an engineering graduate and working with a pay of 15k in hyd . I got a job in associated bank in sbi as a clerk . I am totally confused in choosing Bank or my same job . please suggest me with including the scope and faults in SBI
Hello All, Could any body who had passed his final interview in SBI guide me what sort of questions they use to ask after clearing written exam. Thanks.
please help me if any body face interview today?i have no idea what to do..............please
i want to know sbi clerk salary
1)what iz d role of sbi in development of rural indian and rural farmers? 2)nationalization of bank when and why? 3)why you r changing frm computer science to banking? 4)explain you would be an asset for this organisation? 5)what is ur philosophy towards work?
