Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
Answer Posted / swapna
Thax for ur valuable information.
| Is This Answer Correct ? | 6 Yes | 0 No |
Post New Answer View All Answers
What is Banking Regulation Act.
Anyone appearing Vijaya Bank Clerk interview, please inform me when will result declare, r they waiting for SBI Clerk result,it is too lazy to announce 500 clerk result,they have no other recruitment also, it is now 45 days of interview.9854932513
Can anybody give the ans for this questions it will be helpful for the interview, what are the challanges for banks in future as how to compete with public banks? how to fight with inflation? how to maintain the eco. growth in respect of SEBI & RBI regulations?.
hi frnds pls help me, ONE OF MY FRIEND TOLD ME REGARDING BACK DOOR JOB FOR "IDBI BANK CLERK"...IAM VERY MUCH INTERESTED TO WORK THAT AND PAY MONEY ALSO... U PEOPLE TELL ME THIS IS FAKE OR NOT?
How long you stay away form main land
guys on which basis are they alloting interview dates.... MERIT or Reg num or Roll num........
hi. i got shortlisted for interview in bank of india clerical exam.So pls tell me what questions are asked in the interview?
i am in waitlisted list which is released by karnataka bank.Can any one tell what it sense.whether it is confirm job r optional.plz forward if any one know abt this
What is the Gross Salary and net salary of newly appointed SBI clerk in 2010 after the pay revision?
HI EVERY1 MY NAME IS CHANDER MOHAN(09873551124),NEW DELHI APPEARED FOR SBI CLERICAL INTERVIEW ON 27 APRIL AT NOIDA,THIS THREAD IS FOR THOSE WHO APPEARED AT NOIDA, AS I M SURE THAT WHENEVR THE RESULT WILL BE DECLARED, I'LL MIGHT GET SELECTED. SO THIS THREAD FOR THOSE WHO WANT ANY SORT OF THEIR QUERY TO BE RESOLVED,CAN CONTACT ME ON mrchang8786@gmail.com..... or HERE ON THIS THREAD,EXCEPT THE RESULT DATE. THIS THREAD WILL HELP US IN CASE WE WERE SELECTED IN DELHI, AND TO SHARE OUR EXPERIENCES FOR FURTHER QUERIES AFTER RESULT IS DECLARED.
Why you don't try in civil sector
I have finally been selected for Punjab National Bank Clerical Grade for Delhi State and want to know from where I should get medical done (any qualified MBBS will do or it should be from govt. hospital)
has anyone got selected for sbi associate clerical interview?share ur views...abt date n questions..
hi myself gaurav sharma and my interview is on 30th april 2010 in delhi plz send me everything you know about interview questions. my email is gaurav.ttt74@yahoo.com
when the sbi clerc recruitment 2010 2011 will be declared that was held in 8,15 and 22 november 2009