Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
Answer Posted / udayabhaskar
Ramya this is udaya bhaskar. It is to mention that for the
candidates working in private sector, dont need to submit
NOC. It is applicable for Governement employees who are
attending interview. But it is mondatory to produce
experience certificate if u mention ur previous employment
and u have to submit character certficate from ur previous
employer also besides other character certificates
With best wishes
| Is This Answer Correct ? | 1 Yes | 1 No |
Post New Answer View All Answers
what is the credit policy or RBI?
why do you want to work for sbi?
what is credit control?
Hai friends, I am an exserviceman. What are certificates are required to carry to Interview Board on the day of SBI clerical Interview? Please let me know anybody.
who will conducting the LIC ADO EXAM? IBPS OR LIC OWN?
what is the schedule vi of balance sheet?
WHAT ABOUT MOBILE BANKING?
hi, i m rashmi, i m selected for interview of sbi clerical2010, pliz tell me what type of questions are asked in interview... pliz mail me at mailtoras@yahoo.co.in.
Please give information about SBI CRPD payscales and future promotions in SBI?????????
i am in waitlisted list which is released by karnataka bank.Can any one tell what it sense.whether it is confirm job r optional.plz forward if any one know abt this
hi friends, I am sathish. i have cleared the sbi clerical written exam. Now i have to attend the interview. Can anybody suggest how to face the interview and what type of questions they will ask in the interview. Please do mail me regarding this to my mail id sathish.kumarjpt@gmail.com With regards, Sathish K
hey guys i attended my interview on 29th April in a delhi zone.They were asking so simple question that i was surprised. I preapred day and night for the interview collecting all the question from this link and other site as well as from GS book but they simply asked 1) tell us about ur family 2) about u 3) Why u want to join banking and not IT . 4) Advantages and disadvantages of computer. 5) Where is hawamahal. 6) about pink city 7) who discovered electron. 8) who invented telephone. that's all I think it was just waste of time preparing banking related questions.
please provid your interview experience and question they asked on 26th and 28th april 2010
i am having sbi interview. what type of preparation should i do?
Hii !! Friends I wanna know that when is Union Bank Clerical exam held on 10-01-2010 is likely to be coming??? If any information then please do share...