Answer / rv

life insurance is taken as a protection against life.
general insurance is taken against any thing except life of
a person
ULIPS- unit link insurance policy: is an alloted units given
by the insurance companies and the NAV is declared on day to
Day basis
mutul funds- it is a method of investing money where
individual come-together and invest money in such a way so
that the return is maximum

Answer / pawan rai

Would like to add on to the MF and ULIP part.

MF:
MF compaies pool in money from Investors (people like you
and me and sometimes even insitutional inverstors) and
invest this sum of money in Debt/Equity/Commodity etc
markets. Depending on how well the markets are doing the NAV
fluctuates.

ULIPS:
An ULIP is an instrument which combines the security
provided by an (LIFE) insurance plan with the opportunities
provided by an investment plan. It is a unique product which
aims to integrate insurance as well as investment
requirements. Its structure is similar to that of a mutual
fund. This is how it works:

* You pay a periodic premium to the insurance company.
* A part of the premium is used to provide you with an
insurance cover.
* The remaining amount goes to equity or debt market
* In the event of death, nominees are paid the sum assured
* In case of maturity of the policy total value of the
fund will be paid to the policy holder.

Answer / kundan singh

Life Insurance

life insurance is taken as a protection against life.

General Insurance

general insurance is taken against any thing except life of
a person

ULIPS

unit link insurance policy: is an alloted units given
by the insurance companies and the NAV is declared on day to
Day basis


Mutul funds

it is a method of investing money where
individual come-together and invest money in such a way so
that the return is maximum

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