Answer / mehraj wani

To understand Risk management 1st of all we must know what
is RISK. For an organisation what ever is earned less than
expected is called Risk. Risk is of various types viz,
liquidity Risk , operational risk, Credit risk, etc.

Example : If a bank is having a Fixed Deposit of Rs.
50,000 and its Maturity is for two years. say the bank
lends the same Rs. 50,000 for 3 years. At the maturity of 2
year term depost bank will face liquidity crench because of
the mismatch of two maturities (Deposit and Advance).

So, Risk Management is process minimising (mitigating)
risks by the means of effective and efficient system. In
the abopve example the effective and efficient system could
be Asset Liability Management.

Answer / rahul

The process of analyzing exposure to risk and determining
how to best handle such exposure.

Answer / nurulla

risk may be mesure the un certinity about what will be
occur or it may diffrent between desired results to actual
results
RISK MANAGEMENT means handling the risk for taking risk
management expousers.and eliminate the risk

Answer / pramod

actualy risk mgmt is part of business mgmt .Risk mgmt
discribe how to facing the problem rilated to past,present
and futue risk which alws present in business and how to
overcome to these .besically risk are three type liqidity
risk , operational risk and credit risk.In risk mgmt risk
manager analyse risks and apply apropeiate option to get
out from the problem and how to minimise it.

Answer / rrlgrp

risk refers to the flactuating in cash flow.risk management
refers to the process of reducing possible loss through
hedging,insurence,diversification...

Answer / anjan kumar

risk management refers to decreasing the negative odds and
increasing the positive odds of the company inorder to
avoid the future uncertainties

Answer / c hima bindu

It means how to take corrective action or decision in the
risk situation.
For example
Before coming risk as fraud by client we have to secure
all the document according to agreement.Then client can't be
go boned agreement.

Answer / danish

life is only a big risk,while driving a car there is a
risk,dont drink and drive its a big risk to our life. we
cant say what going to happend,for example, if we go
journey any where in night time there is a risk to life,

BUSSINESS also a risk, so we hav to managment the risk,how
means before we do any thing we hav to discuss with our
elders, what is good and wrong,

Answer / senthil kumar

risk management means the exposure of credit limit of the
customer. and analysing how to safe gaurd the cash is
called risk management.

can anyone help with interview questions for the position of bank operations officer? my e-mail is ysecurites@yahoo.com

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