Answer / ameet narayankhedkar

The U.S. subprime mortgage crisis was one of the first
indicators of the late-2000s financial crisis, characterized
by a rise in subprime mortgage delinquencies and foreclosures,
and the resulting decline of securities backed by said
mortgages.
Subprime borrowers typically have weakened credit histories
and reduced repayment capacity. Subprime loans have a higher
risk of default than loans to prime borrowers.If a borrower is
delinquent in making timely mortgage payments to the loan
servicer (a bank or other financial firm), the lender may take
possession of the property, in a process called foreclosure.

Answer / tulja

The US subprime mortgage crisis was one of the first
indicators of the 2007–2010 financial crisis, characterized
by a rise in subprime(relating to or for people with a poor
credit rating) mortgage delinquencies and foreclosures, and
the resulting decline of securities backing said mortgages.
Its kinda broad topic, which could be understood more
clearly at
http://www.thinkplaninvest.com/2008/12/what-is-subprime-crisis/
http://en.wikipedia.org/wiki/Subprime_mortgage_crisis

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