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What is capital deficit?
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I have taken an Education Loan of Rs.4.00 lacs from a Nationalised Bank for Higher of my son during last year, Now I again want an Education Loan for my daughter for Rs.3.00 lacs from the same Bank. Now Bank is asking for additional security By way of guarantee or mortgage of House.Please tell me whether it is necessary to give guarantee or collateral security for taking Education loan for my second child?
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