what is non performing asset(NPA)
Answers were Sorted based on User's Feedback
Answer / sharayu gangurde
A loan or lease that is not meeting its stated principal
and interest payments. Banks usually classify as
nonperforming assets any commercial loans which are more
than 90 days overdue and any consumer loans which are more
than 180 days overdue. More generally, an asset which is
not producing income.
Is This Answer Correct ? | 11 Yes | 5 No |
Answer / guest
which assets are not participated directly and indirectly
in producing of the goods and services they are called npa.
Is This Answer Correct ? | 4 Yes | 2 No |
NPA is a loan or an advance where interest and/or
installment of principal remain overdue for a period of 90
days,inrespect of term loan,the account remains out of
order in respect of an overdraft/cash-credit.
Is This Answer Correct ? | 2 Yes | 1 No |
Answer / sumitra.raghavan
non performing assets are prevelent in case of banks.....
Is This Answer Correct ? | 1 Yes | 1 No |
Answer / mohan
Any Advance can not generate income/interest called as NPA
as per Narasimhan committee report under Banking sector.
Besides it effects badly the Balance sheet of the Organization.
Is This Answer Correct ? | 0 Yes | 0 No |
Answer / chandraswamy
non performing asset is the asset which adds no value to
your asset group ...eg:bad debts
Is This Answer Correct ? | 0 Yes | 4 No |
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