Question { 3478 }

wat is the online accounting ?please explain this?

Answer

Online accounting relates to accounting that can be done on
the World Wide Web. It usually implies use of a web
application that works through a browser without buying or
installing any software. It is typically based on a simple
monthly charge and zero-administration approach to help
businesses concentrate on core activities and avoid the
hidden costs associated with traditional accounting
software such as installation, upgrades, exchanging data
files, backup and disaster recovery.

Question { IBM, 19365 }

what is the diffrence between BPO and IBM Daksh

Answer

IBM Daksh offers business performance improvement rather
than just cost-savings and is a step closer to Business
Transformation Outsourcing (BTO).

By unlocking revenue generation through up-selling and
cross-selling, improving customer satisfaction scores,
optimizing capital use and reducing operational
expenditure, IBM Daksh offers far-reaching and positive
impact on shareholder value

IBM Daksh has worked with a pioneering group of global
companies that have successfully used BPO and BTO to
execute a broad range of strategies with strong results

Question { 11001 }

what is MSCONFIG?

Answer

MSConfig, or System Configuration Utility, is a system
configuration utility bundled with all Microsoft Windows
operating systems released after 1995 except Windows 2000.
Windows 2000 users can download the utility separately,
however. This tool modifies which programs run at startup,
edits certain configuration files, and simplifies controls
over Windows services. With Windows Vista the tool gained
increased Windows service support[1], and additional
support for launching a variety of tools, such as system
information, other configuration areas, such as Internet
options, and the ability to enable/disable UAC. As part of
the base Windows install, it can be accessed by
running 'msconfig' on any system on which the user has
administrator access.

Question { 33428 }

difference between company and industry?

Answer

this is a part of a whole relationship. a company is part
of an industry. like the ford complany is part of the car
industry

Question { 7515 }

what is merchant banking ?

Answer

Form of banking where the bank arranges credit financing,
but does not hold the loans in its investment portfolio to
maturity. A merchant bank invests its own capital in
leveraged buyouts, corporate acquisitions, and other
structured finance transactions. Merchant banking is a fee
based business, where the bank assumes market risk but no
long-term credit risk. A common form of banking in Europe,
merchant banking is gaining acceptance in the United
States, as more banks originate commercial loans and then
sell them to investors rather than hold the loans as
portfolio investments. A banque d'affaire is a French
merchant bank, which has more powers than its British
counterpart. The Gramm-Leach-Bliley Act allows financial
holding companies, a type of Bank Holding Company created
by the act, to engage in merchant banking activities.

Question { 5309 }

what is open ended and close ended mutual funds?

Answer

Open-end fund
The term mutual fund is the common name for an open-end
investment company. Being open-ended means that, at the end
of every day, the fund issues new shares to investors and
buys back shares from investors wishing to leave the fund.


A closed-end fund is a publicly traded investment company
that raises a fixed amount of capital through an initial
public offering (IPO). The fund is then structured, listed
and traded like a stock on a stock exchange.

Also known as a "closed-end investment" or "closed-end
mutual fund."

Question { Genpact, 37646 }

what is the difference between interday trading and
intraday trading?

Answer

INTRADAY TRADING
Another way of saying "within the day". Intraday price
movements are particularly important to short-term traders
looking to make many trades over the course of a single
trading session. The term intraday is occasionally used to
describe securities that trade on the markets during
regular business hours, such as stocks and ETFs, as opposed
to mutual funds, which must be bought from a dealer.

INTERDAY TRADING
interday is nothing but not sqaring off ur position on the
same day , or taking delivary

Question { Fidelity, 7145 }

Speak on insurance?

Answer

INSURANCE

A contract (policy) in which an individual or entity
receives financial protection or reimbursement against
losses from an insurance company. The company pools
clients' risks to make payments more affordable for the
insured.

Question { State Bank Of India SBI, 11233 }

what is CRR????? WHAT DO U MEAN BY CRR???

Answer

A cash reserve ratio (or CRR) is the percentage of bank
reserves to deposits and notes. The cash reserve ratio is
also known as the cash asset ratio or liquidity ratio. The
Bank of England holds to a voluntary reserve ratio system.
In 1998 the average cash reserve ratio across the entire
United Kingdom banking system was 3.1%. Other countries
have required reserve ratios (or RRRs) that are statutorily
enforced (sourced from Monetary Macroeconomics by Dr. Pinar
Yesin [1] ):

Country Required
Reserve
Ratio %
Australia None
Canada None
Mexico None
Sweden None
United Kingdom None
Eurozone 2.00
Slovakia 2.00
Switzerland 2.50
Chile 4.50
India 7.00
Bulgaria 8.00
Latvia 8.00
Burundi 8.50
Hungary 8.75
China 12.50
Pakistan 7.00
Ghana 9.00
United States 10.00
Sri Lanka 10.00
Estonia 15.00
Zambia 17.50
Croatia 19.00
Tajikistan 20.00
Suriname 35.00
Jordan 80.00

Question { State Bank Of India SBI, 12050 }

what do u mean by NPA????

Answer

Meaning Category
NasoPharyngeal Airway Medical->Physiology
National Parking Association Community->Non-Profit
Organizations
National Pharmacists' Association Medical->Veterinary
National Pig Association Community->Non-Profit Organizations
Medical->Veterinary
National Pigeon Association Community->Non-Profit
Organizations
National Police Academy Governmental->Police
National Policy Association Community->Non-Profit
Organizations
National Prescription Administrators Business->Firms
National Priority Area Governmental->US Government
National Program of Action Governmental->US Government
National Programme Of Action Governmental
Net Pay Advice Business->Positions
Network Pacific Asia Business->Firms
Network Point Address Computing->Networking
New People's Army Governmental->Politics
No Parental Authorization Miscellaneous->Funnies
No Party Affiliation Governmental->Politics
Non Performing Assets Business->General
Non Pronounceable Acronym Governmental
Normal Propyl Alchol Academic & Science->Chemistry
Northern Plains Area Regional
Norwegian People’s Aid Community->Non-Profit Organizations
Not Paying Attention Community->Educational
Number Of Projected Attributes Computing->General
Numbering Plan Area Computing->Telecom
Numeral Prefix Allocation Computing->Telecom

Question { Capital IQ, 12448 }

in stock market i find the term futures and options ? what
was the meaning of that sensex futures and options

Answer

future
A financial derivative which represents a contract sold by
one party (option writer) to another party (option holder).
The contract offers the buyer the right, but not the
obligation, to buy (call) or sell (put) a security or other
financial asset at an agreed-upon price (the strike price)
during a certain period of time or on a specific date
(excercise date).

options
options are 2 types
1. call option
2. put option

a Call Option gives its buyer the right to buy 100 shares
of the underlying security at a fixed price before a
specified date in the future-usually three, six, or nine
months. For this right, the call option buyer pays the call
option seller, called the writer, a fee called a Premium,
which is forfeited if the buyer does not exercise the
option before the agreed-upon date. A call buyer therefore
speculates that the price of the underlying shares will
rise within the specified time period. For example, a call
option on 100 shares of XYZ stock may grant its buyer the
right to buy those shares at $100 apiece anytime in the
next three months. To buy that option, the buyer may have
to pay a premium of $2 a share, or $200. If at the time of
the option contract XYZ is selling for $95 a share, the
option buyer will profit if XYZ's stock price rises. If XYZ
shoots up to $120 a share in two months, for example, the
option buyer can Exercise his or her option to buy 100
shares of the stock at $100 and then sell the shares for
$120 each, keeping the difference as profit (minus the $2
premium per share). On the other hand, if XYZ drops below
$95 and stays there for three months, at the end of that
time the call option will expire and the call buyer will
receive no return on the $2 a share investment premium of
$200.

The opposite of a call option is a Put Option which gives
its buyer the right to sell a specified number of shares of
a stock at a particular price within a specified time
period. Put buyers expect the price of the underlying stock
to fall. Someone who thinks XYZ's stock price will fall
might buy a three-month XYZ put for 100 shares at $100
apiece and pay a premium of $2. If XYZ falls to $80 a
share, the put buyer can then exercise his or her right to
sell 100 XYZ shares at $100. The buyer will first purchase
100 shares at $80 each and then sell them to the put option
seller (writer) at $100 each, thereby making a profit of
$18 a share (the $20 a share profit minus the $2 a share
cost of the option premium).