Answer / harikrishnan

Hi Swapna,

Commerce guys can expect a lot of technical questions
related to banking.

Usual ques..

Self introduction
Family background
Ques from ur background.
Hobbies
General questions about ur state.(like ministers etc.)
Why sbi.
why banking sector- (for Egg. guys)


Go through the newspaper on interview date and try to keep
3-4 headlines in memory.

Be well dressed.
Be confident.
Be honest.
Eye contact is important.

Answer / rahul vishyan

Hello swapna Best of luck for the Final result.....


at what is the venue of your interview & for which bank u
had applied for...???

Answer / swapna

Hi Rahul,

I wish u the same.

When we can expect the final result?

Answer / swapna

Thax for ur quick reply Mr.Hari.

what r the qns we can expect from computers background.
I need to revise all my academics throughly,or only
fundamentals is enough?
b'coz the time is less i can't read all the subjects.

Thanx in advance

Answer / harikrishnan

Swapna... U don't need to go to depth. Just basics will be
enough. Since u r from computer background, questions
related to banking will be less. But general questions will
be asked.

GM of sbi
Number of branches
First bank in India
Largest bank in the world
Some questions related to recession.
Recent happenings in banking industry.
Country using plastic currency.

These are some questions I collected from previous candidates.

LAN
internet
E-Governance
E-commerce
Internet banking
ATM - Protocol used (people use automatic instead of
AUTOMATED. It's wrong)
difference between internet banking and ATM


If the interviewer is good enough in computer knowledge, u
can expect him to ask difficult questions. We can answer
these questions generally and technically. If the
interviewer looks unsatisfied, try more technical answer.

Diff btwn c and c++
E-commerce applications etc.

They can ask some funny questions or very easy common sense
questions to reduce the pressure.

Post your experience after the interview. All the very best.

Hey... I'm not an expert. My aunt is working in SBT. She
gave me these guidelines. I'm about to attend the interview
on 27-5-2009. In Ernakulam (kerala). :-)

Answer / swapna

why indian banking is strong during the recession?

Answer / hari

hi! first of all congrats.... i also cleared written exam n
ready to face the interview on 28th may. i enquired alot
about the interview. people are telling differently. but
the common thing is the interview wil not be difficult.
it's all about our confidence, communication skills, bit
knowledge of general awareness... if u have any doubts n
any information regarding, dont hesitate to cal me on
9849076567. all the very best.........

Answer / swapna

Impact of US financial crisis on Indian s/w sector?

Having done post graduation in computerscience coming for
clerical cadre? why ? The best answer ?

Anu,all the best 4 ur interview?

Answer / srinivas

Hi swapna,
if ur interview is at 8.30, it will be completed by 12 noon.
during first 1-2 hours they will check all certificates .
maximum the interview will be copleted between 10-30 to 12.
last year i attended SBI interview on morning session,it was completed by 10.45A.M.
this time i am having interview on 26 th may in hyderabad

Answer / swapna

Once again Thanx Mr.hari for spending time in giving this
valuable information.

Defnetly i will post my interview experience.

All the best for ur interview.

Hi friends, i am Dinesh Kumar. I have been selected in SBBJ. Medical exam and document verification was done on 29 jul. When i will get the appointment letter. My contact no 9990288059

2 Answers  

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nothing was asked to me relating to banking, only subject questions were asked, and i could answer only a few. Should it be consider as a black mark ?

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Hi, this Udaya Bhaskar (9492038751) again. I posted a post already today (23.05.2009, 11:30 hrs, SBI Staff Training Centre, West Maredpally, Sec'bad) morning immediately after i attended the interview of SBH Clerical from Hyderabad Region. Now I am giving some material on Clerical interview for the benefit of your good selves. SLR - Statutory liquidity ratio - 24% at present (RBI range25% - 40%) CRR - Cash reserve ratio - 5 % at present Repo rate - 4.75 % at present - It is the rate at which RBI lends money to Banks Reverse Repo Rate - 3.25% - It is the rate at which Banks park their funds with RBI Bank Rate - 6% at present - It is the rate at which RBI lends money to Banks Main difference between Repo rate and Bank rate is that Repo rate is the discounting offered by the RBI on the monetary bill hold by the Banks Savings Bank Rate - 3.5% for SBH & SBI Call money rate - 2.25% - 4.30% - It is the rate of interest charged by the banks for temporary borrows among banks Legar Tender Money - Currency issued by RBI Optional Money - Cheques, DDs, Bankers Cheques Plastic Money - Credit card, Debit card Credit card is ready made overdraft in e-form for buying good and services by the card holder within specified limits and according to terms and conditions of the issuer Bank without having any account. Debit card is e-Cheque which can be used within the limits of the credit in the account associated with it for financial transactions. Core Banking - Networking of Banks for providing any where any time Banking is called Core Banking Merchant Bank provides capital to firms in the form of shares rather than money. Investment Banks tend to provide investment to firms. Corporate Banking looks after the needs of Big firms, companies, business entities Business Banking looks after needs of medium level business firms, entities, individuals Retail banking focusses to provide services to individuals Private banking focusses to provide services to high networth individuals Lead Banking focusses on providing all type of financial services Narrow Banking focusses on a particular sector like Mortgage, Auto Finance etc. With best wishes, Udaya Bhaskar 9492038751

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