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what is the difference between banker cheque and cheque?
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Answer / raju g l
Banker cheque is nothing but payorder issued by the bank
where as cheque is an instrument issued by the company,firm
or an individual of any Bank...
| Is This Answer Correct ? | 69 Yes | 11 No |
Answer / manisha ashish salvi.
Banker Cheque means pay order or demand draft issued by
bank itself with debiting the account of payer on same
time ,so it is safe for payee as no question to
bounce ,where cheque is negotiable instrument which issued
by payer himself as a/c payee or crossed , it may be
returned from bank depends upon payee's fund position.
| Is This Answer Correct ? | 42 Yes | 6 No |
Answer / srinivas rao
Banker Cheque means pay order or demand draft issued by
bank itself with debiting the account of payer on same
time ,so it is safe for payee
where cheque is negotiable instrument which issued
by payer himself as a/c payee or crossed , it may be
returned from bank depends upon payee's fund position.
| Is This Answer Correct ? | 8 Yes | 3 No |
Answer / sudhakar
Banker cheque is nothing but payorder issued by the bank
where as cheque is an instrument issued by the Bank to the
customers like individuals/Company or firm
| Is This Answer Correct ? | 17 Yes | 13 No |
Answer / yaseen khattak
Payorder & Cross Cheques are same thing because no body can
cash it with out deposit in concern account but the main
difference is that cross cheque issued by company or payee
& it can be return due to not sufficient fund in your
account & payoder issued from the bank side whcih is used
internal side of the City & payoder can issued from your
bank account when u have sufficient balance in your
Account. the main advantage of payorder is that it can not
be bounce due to not sufficient balance
| Is This Answer Correct ? | 9 Yes | 5 No |
Answer / vinnu
Bankers cheque is issued by bank on behalf of customer containing an order to pay a certain amount of money to the payee within the same city and branch.
Cheque is issued by an drawer to the payee and drawer should have an account in the bank(drawee),it can be dishonored but banker's cheque is not because it is prepaid mode of transfer.
| Is This Answer Correct ? | 0 Yes | 0 No |
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