What does mean the word ?NPA? in Banking Sector
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Answer / amit
NPA MEANS NON PERFORMING ASSETS....MEANS ANY BORROWER WHO IS
UNABLE TO PAY INSTALLMENT AS WELL AS INTEREST AMOUNT MORE
THAN 90 DAY IS CALLED NPA A/C
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / rajkumar gupta
Non performing assets:
Non performing assets are those assets on which INTEREST/INSTALMENTS have not been paid for a period of more than 90 days., NPA are loans given to doubtful customers who
may or may not repay the loan on time. There are two types
of assets -performing and non-performing
| Is This Answer Correct ? | 0 Yes | 0 No |
Answer / vinod v
npa refers to non performing assets, in case of banking sector it means non income generating banking services, it can loans which are given or any kind of services
eg. loans which was taken from a bank and it is not repaying or repaid
| Is This Answer Correct ? | 4 Yes | 6 No |
Answer / ushakant c.desai
According to me main asset at the core in bank like in any organization is their 'staff and management'When they are not working effectively and efficiently they are 'NON PERFORMING ASSETS' of the bank If they are 'PERFORMING'assets then there will be no borrowers slipping to default.
| Is This Answer Correct ? | 3 Yes | 5 No |
Answer / rc
NPA as per Bank is Non Performing Asset but IN PRACTICE
SETTING ARE ALWAYS WITH AGM OF BANK WITH INDUSTRIALIST TO
STRETCH TIME FRAME. ITS BANK OFFICIAL FREE TO DO ANY THING.
BANK OF INDIA(BOI) IS GREAT EXAMPLE.
NPA are for Small and weak customers recovery, BIG Fish
skip off.
| Is This Answer Correct ? | 1 Yes | 6 No |
Answer / navya
NON PURCHASE AGREEMENT
IT MEANS IF ANY BANK GIVES LOAN TO THE CUSTOMERS.IF THE
INTEREST FOR THAT LOAN IS NOT PAID BY THE CUSTOMER TILL 90
DAYS THEN THAT ACCOUNT IS CALLED AS NPA ACCOUNT.
| Is This Answer Correct ? | 49 Yes | 55 No |
Answer / dwayne
it mean's a NON PROFORMING ASSET
i think that it is an account given to the person/s by the
bank...
| Is This Answer Correct ? | 2 Yes | 8 No |
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