Answer / arun

hai....
The questions may be of the following types

1.Say about yourself.
2.what ia a bank.
3.what are the different types of banking channels
4.say about different types of banks
5.what is the difference between nationalized and private
banks
6.difference between credit and debit card.
7.functions of RBI
8.difference between cheque and draft
9.what is a pay order.
10.what do you mean by bearer cheque.
11.why do you choose banking ?
12. some questions related to your UG,PG,hobbies etc.

Interview carries 20 marks and will be selected only if we
get above 12.
all the best.

have a great day

Answer / dhnyr

what are the different types of banking channels?

Answer / sudha

Hi I had attented interview for the same on 25th May 2009.
Its smooth.
They asked abt the difference b/w sbi and sbi associated banks.
basics abt computer
general knowledge basics like ministers thts all.
they askec full according to the information u had given in
ue bio-data form.(including hobbies)

Answer / nanda kumar

Different banking Channels

Banks offer many different channels to access their banking
and other services:

* A branch, banking centre or financial centre is a
retail location where a bank or financial institution offers
a wide array of face-to-face service to its customers.
* ATM is a computerised telecommunications device that
provides a financial institution's customers a method of
financial transactions in a public space without the need
for a human clerk or bank teller. Most banks now have more
ATMs than branches, and ATMs are providing a wider range of
services to a wider range of users. For example in Hong
Kong, most ATMs enable anyone to deposit cash to any
customer of the bank's account by feeding in the notes and
entering the account number to be credited. Also, most ATMs
enable card holders from other banks to get their account
balance and withdraw cash, even if the card is issued by a
foreign bank.
* Mail is part of the postal system which itself is a
system wherein written documents typically enclosed in
envelopes, and also small packages containing other matter,
are delivered to destinations around the world. This can be
used to deposit cheques and to send orders to the bank to
pay money to third parties. Banks also normally use mail to
deliver periodic account statements to customers.
* Telephone banking is a service provided by a financial
institution which allows its customers to perform
transactions over the telephone. This normally includes bill
payments for bills from major billers (e.g. for electricity).
* Online banking is a term used for performing
transactions, payments etc. over the Internet through a
bank, credit union or building society's secure website.
* Mobile banking is a method of using one's mobile phone
to conduct simple banking transactions by remotely linking
into a banking network.
* Video banking is a term used for performing banking
transactions or professional banking consultations via a
remote video and audio connection. Video banking can be
performed via purpose built banking transaction machines
(similar to an Automated teller machine), or via a
videoconference enabled bank branch.

hi, i'm an arts (eco.)graduate. has anyone attended the sbi clerical interview with the same background? if yes then share some of your experience with me.like what questions were asked regarding economics or let me know what could be asked.

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SCALE OF PAY: 4410-215/3-5055-335/3-6060-470/4-7940-500/3- 9440-560/4-11680-970/ 1-12650-560/1-13210/// HAI THOSE WHO ALL SELECTED FOR ASSOCIATE BANKS OF SBI, please explain me the above pay scale.. i couldnt understand that...any one who knows about this please reply... Now iam already working for Rs.8500/month in a research project for a temporary basis.. will it be fine for me to continue here itself or go to the clerk job that i got in SBM, Tamilnadu.. Iam confused, please guide me and give your suggestions.... my id is somethingnew43@yahoomail.com

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