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hi
can anyone tell me about vision plus testing? and what about
its future
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Answer Posted / praveen
VisionPLUS is a financial software application from First
Data Corporation. Originally developed by the Paysys
Research and Development Group, this application is mainly
used for credit card transaction processing by multinational
banks and transaction processing companies. Various banks
and financial institutions use this software application to
store and process credit card, debit card, prepaid, closed
end loan accounts and process financial transactions (Visa,
Mastercard, American Express, Europay, private label
transactions) against those accounts. The rough estimate of
number of cards processed on different versions of this
application software around the world is 350
million.[citation needed]
[edit] Modules
VisionPLUS is credit/debit/prepaid account life cycle
processing system. VisionPLUS consists of various modules
that work together to manage life cycle of accounts. The
main functional modules of VisionPLUS include:
* Credit Management System (CMS) - account credit
processing module, which also handels debit and prepaid card
accounts.
* Collections Tracking Analysis (CTA) - delinquent
accounts collections and tracking module
* Account Services Management (ASM) - customer
services module
* Financial Authorisation System (FAS) - financial
transactions authorizations module
* Letters tracking System (LTS) - letter
generation module
* Security Sub System (SSC) - Common Routines
System (formerly Security Sub-System)
* World Wide Security System (WSS) - User Access
Management
* Interchange Tracking System (ITS) - dispute
tracking module
* Transaction Management System (TRAMS) - front-end
processor for batched transactions
* Merchant BankCard System (MBS) - merchant
acquiring system
* VisionPLUS Messaging eXchange (VMx) - XML messaging
gateway to VisionPLUS
* Hierarchy Company System (HCS) – supports
commercial card products with deep hierarchies
* Loyalty Management System (LMS) - Managing of
loyalty programs based on transactional activity and account
events
* EMV Scripting System (ESS) - Rules engine
based EMV script management
* Key Management System (KMS) - Cryptography
key management for magnetic and EMV chip cards
* Offer Managenement System (OMS) - Marketing
Campaign management for account holders
VisionPLUS offers financial institutions the flexibility to
configure their own product features and functionality. Out
of the above modules CMS is the core module and plays an
important part, as all account related activities are posted
in the CMS module.
The VisionPLUS Software was introduced by Paysys
International Inc. in 1996. In 2001, First Data Coroporation
acquired Paysys and since then VisionPLUS has been marketed
by FirstData worldwide.
[edit] Versions
1981 PaySys International, founded as Credit Card
Software, Inc., (CCS)
1983 CardPac was released by CCS. Its main market was
the bankcard industry (Visa and MasterCard transaction
processing only).
1982 CCS shipped its first product, CardPac, in 1982.
Its main market was the bankcard industry (Visa and
MasterCard transaction processing only).
1988 Vision21 was released for the private label card
market by CCS International
1991 VisionPLUS for both private label and bankcard
market by CCS International
1995 CCS changed its name to PaySys International, Inc.
1998 VisionPLUS 2.5 was released by PaySys
2000 VisionPLUS 8.0 was released by FDI
2006 VisionPLUS 8.01 was released by First Data
2007 VisionPLUS 8.15 was realsed by First Data
2008 VisionPLUS 8.17 was realsed by First Data
VisionPLUS 8.23 was released by First data
2011 First Data lays off the majority of its U.S.-based
VisionPLUS developers. Development and maintenance is sent
offshore to Singapore and India.
Due to software feature upgrades and compliance mandates
from payments schemes like Visa, MasterCard, American
Express, and JCB, First Data releases 2. There are also
incremental functional releases and brand new products
(modules) released from time to time. These are considered
releases of VisionPLUS version 8.0 and referred to as
VisionPLUS 8.nn where nn stands for a number between 01 to 99.
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