Answer Posted / kars

It is similar to prepaid paid and post paid sim cards.

Debit card = Prepaid
You can utilize for the amount that is present in
your bank account. Once your balance crosses zero, You can not use it, again you have to fill your account.

Credet card = Postpaid
You can have either have the amount already in your account or you can deposit amount later but it has to be done within a specific period.

Your credit card can be used for internet transactions but not debit cards.

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