Interested to Buy Any Domain ? << Click Here >> for more details...
Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
- 26324 Views
- State Bank Of India SBI, I also Faced
- E-Mail Answers
Answer Posted / saranya
hai , I am to take up the SBI clerkical Interview today
(26th MAy 09)....I will post up the details of the
interview once i finish.......
| Is This Answer Correct ? | 0 Yes | 1 No |
Post New Answer View All Answers
main problems of indian rural areas?
How many marks in SBI clerical written test will make our job hopes fine....Plz anyone ans to this.....will they consider interview marks also?
difference between sales and marketing
5 functions of clerk.....
IS There anyone from MP Region who finally got selected in SBI Clerical 2009-10? If yes then pls do tell that whether you have got any intimation about Medical and Other Pre-Posting formalities....pls pls share this important info here coz for other states these all processes have been started??
WHY BANKING SECTOR IS CALLED FINANCIAL SECTOR?
when the sbi clerc recruitment 2010 2011 will be declared that was held in 8,15 and 22 november 2009
hai friends, this is Raju. i cleared bank of baroda clerical exam. i have personal interview on 05-10-2010. this is my first interview. I don't have any idea about it. will you please give a brief idea about the interview? please i have very less time plese help me. please send your valuable suggestions to this mail id narasimharaju_kuruba@yahoo.in or my mobile 9533313536. my qualification is btech. please friends.....
I have to get character certificate for sbi interview. In that, there is a statement - I have known this person for ____ years and _____ months. What is the minimum year it should be? Is 1 year also acceptable??
i have my sbi interview coming up. i lost my 10th marklist.. is it mandatory?? iheard that only marklist from 12th to highest qualification is mandatory..for dob proof i have 10th pass certificate . is that enough or will i be disqualified from the interview ???
WHAT ABOUT E-BANKING?
what is bank crisis?
Hello All, Could any body who had passed his final interview in SBI guide me what sort of questions they use to ask after clearing written exam. Thanks.
what is contingent liability?
If appointed as a clerk in SBI associated How many years at once will the transfer take place . If I am not interested in a transfer will they accept
