Answer / shruti

hi again

well Anuradha i am a commerce graduate but it doesn't mean
that i know all this just coz of that n yeah you are right,
even i dont think that they would be asking such deep
questions....n if ya see the no.34, then i have said that we
should first know about the general stuff...But since it was
being discussed n CRR, RR, SLR are a few terms that we can
at least know a lil about...don't go in details so
much...Alright..

and what interviewer is gonna ask we cant say anything about
that...

but these terms should be clear to us no matter what stream
are we from... we should be ready for any question... n we
had a rule in our accounts or say commerce..that expect no
profits n provide for all losses.. so better we be...

Okie...


just relax n try to know more n more about the usual banking
stuff as they would judge our layman's knowledge first
before going to our hard course stuff


so lets start te general discussion:

Today's question..let it be... what are the possible
circumstances under which a bank would refuse payment
against a cheque

????


so rush in with your answer


take care

Answer / anuradha

@shruti
yes u r right......

@answer
1) when there is an overwriting
2) when the signature does not match
3) when the account does not have sufficient balance...

Answer / amit gurjar

Hi friends, congratulation to all of you for passing
written exams, I am going to face the interview on 21-oct-
2008.So please tell me what questions are asked in the
interview If anyone faced the SBI (clerk) interview….
Please paste the asked questions.
All the applicants will be thankful to you.
Thanks.

Answer / shruti

hello friends

yeah sanjeev i agree with ya that we must be knowing about
these general current affairs...so please if somebody can
then discuss about this nuclear deal coz i hardly pay
attention to news n stuff ....have no gk... so lets discuss
this deal... n

Rashmi, dont worry, you dont need to panic for having a
years gap... me being a commerce graduate have been
switching on n off between different careers n at present a
web designer... would surely be asked this questions so
just be calm n answer what exactly reason was for this
year..alright...

cya laters friends...

keep sharing knowledge...



n Anuradha... if a cheque is post dated or ante dated , if
torn up, or is inchoate.. even then it wont be
paid...alright..... n there are few more reasons i guess...
gotcha recall it again... so please friends....share it all
here

stay well



take care

Answer / j.mohan

hi freinds iam also selcted in sbi written.
may i know about two character certificates\.
whether we can get it from the colege itself.
or one from college
and another from gazeet officer.
tell me my friends.

Answer / parag

hello friends, i wud like u 2 discuss here over sum general
banking aspects like:
What are the different types of accounts?
Types of cheques?..n all such other questions...also plzz
tell me from where can we get character certificates...1
more thing i wud like to say is do read about the recent ET
awards which hppnd 2 days b4...
keep posting ur queries n answers...tc....bye!!! :-)

Answer / tarun

Dear All,
I have also qualified the written test and I have an
interview on 15.10.2008.As I know the interview is not
going to be very tough. Try to concentrate on banking terms
and current affairs. Some marketing related questions may
also be asked like 6 M's of Marketing, Difference b/w sales
and marketing, aspects of marketing b'coz they are looking
for condidates who have computer knowledge and flair for
marketing. I have also face some interwiew like LIC, SSC
etc.For more queries you can contact me at:
Mail ID: tarun.madan@relianceada.com
Mobile No: 09319996669

Answer / tarun

Hii Akanshita/Rajen,

I agree with Rajen.
The roots of the State Bank of India rest in the first
decade of 19th century, when the Bank of Calcutta, later
renamed the Bank of Bengal, was established on 2nd June
1806.

Answer / tarun

Hii Akanshita,

It used to be 5 M's of Mktg but now it has been 6 named
Material, Manpower, Money, market, Machinery and management
itself.

Answer / minu

I think period for stale cheque is 6 months.

hello all i am qualified for giving an interview for SBI clerk post on 22th oct 2008 at noida center. so who frm delhi and NCR hv same schedule plz contact and talk (chat) wid me on my id that is sasanc71182@gmail.com

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