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Discuss pros and cons of direct cash transfer.
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Answer / Arjun Kumar Singh
Direct Cash Transfers (DCT) aim to improve financial inclusion, reduce corruption, and empower beneficiaries. Pros include increased transparency, faster delivery of funds, reduced leakages, and enhanced accountability. However, cons include potential exclusion of vulnerable populations due to lack of bank accounts or access to technology, possible misuse by middlemen, and limited oversight over expenditure.
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