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what are the different channels of banking you use in your
daily life
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In the offical term this is called "ALTERNATE CHANNELS"
1.MOBLILE BANKING
2.INTERNET BANKING
3.ATM
by using this alternate channels banks can reduce their
tranasction costs.so thats why every bank put more focus on
alternate channels.
venugopal.palavalasa@gmail.com
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Answer / thor
http://howbankswork.com/banking-framework/channels/
check the above link bro..good amount of information for interviews
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POs 
