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NPA is either person or account
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Answer / manjit mishra
NPA
MEAN
NON PREFORMING ASSET
WHEN U R WERE DECLARED NPA ITS MEAN THE PLEAGDE SETURIES NOT U IS FOR BANK .
MIT IS NOT FOR U AND UR
IF U FAIL TO PAY LOAN REPAYMENT
OTHER
| Is This Answer Correct ? | 11 Yes | 0 No |
Answer / amit dadhich
NPA MEANS NON PERFORMIN ASSETS
NPA WORD USE IN ABOVE FINANCE COMPANY'S AND BANKING SECTOR
| Is This Answer Correct ? | 11 Yes | 1 No |
Answer / bindu
NPA full form is Nonperforming assets used in banking
sector. Banks usually classify as nonperforming assets any
commercial loans which are more than 90 days overdue and
any consumer loans which are more than 180 days overdue.
More generally, an asset which is not producing income.
| Is This Answer Correct ? | 11 Yes | 1 No |
Answer / sanjeev
Basically it is a account of a person, which is declare by
the banking sector as NPA as per banking rule of NPA.
| Is This Answer Correct ? | 2 Yes | 1 No |
what are the suggestions to control NPA in rural areas?
0 Answers State Bank Of India SBI,
Choose the right answer when a customer directly deposits in our Bank towards his dealership deposit we have to debit 1.Customer 2.dealershiip deposit 3.Bank
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DHPL is a small sized firm manufacturing hand tools. It manufacturing plan is situated in Haryana. The company’s sales in the year ending on 31st March 2007 were Rs.1000 million (Rs.100 crore) on an asset base of Rs.650 million. The net profit of the company was Rs.76 million. The management of the company wants to improve profitability further. The required rate of return of the company is 14 percent. The company is currently considering an investment proposal. One is to expand its manufacturing capacity. The estimated cost of the new equipment is Rs.250 million. It is expected to have an economic life of 10 years. The accountant forecasts that net cash inflows would be Rs.45 million per annum for the first three years, Rs.68 million per annum from year four to year eight and for the remaining two years Rs.30million per annum. The plant can be sold for Rs.55 million at the end of its economic life. The company would need to raise debt to the extent of Rs.200 million. The company has the following options of borrowing Rs.200 million: a. The company can borrow funds from a nationalized bank at the interest rate of 14 percent for 10 years. It will be required to pay equal annual installment of interest and repayment of principal. b. A financial institution has offered to lend money to DHPL at 13.5 per annum but it needs to pay equated quarterly installment of interest and repayment of principal. Questions: 1. Should the company expand its capacity? Show the computation of NPV 2. What is the annual installment of bank loan? 3. Calculate the quarterly installments of the Financial Institution loan 4. Should the company borrow from the bank or from the financial institution?
Audit 
