/* This is example of age caluculate wihtout to display perfect days and years in output window */ data age; retain dob "12jun2003"d now "24may2011"d; age1=now-dob; age=(now-dob)/365.25; years=int(age); days1=round((age-years)*365.25); months=month(now)-1; if days1 gt 30 and months in(12,10,8,6,4,2)then do; month1=days1/30.4375; month=int(days1/30.4375); if day(now)=1 then days=1; else days=round((month1-month)*30.4375)+1; drop days1 month1 month; end; else if days1 gt 30 and months in (1,3,5,7,9,11)then do; month1=days1/30.4375; month=int(days1/30.4375); if day(now)=1 then days=1; else days=round((month1-month) *30.4375); drop days1 month1 month; end; drop age age1; proc print data=age; format dob now date.; run;
1 4268Post New Emerio Interview Questions
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Can you please help me calculate the pre tax profit for credit card for 2014 using the following Assumptions. Request you to list the steps used. Charges Late fee £12 per occurrence Over limit fee £10 per occurrence Cash fees 3% of cash withdrawal value Annual Fee £25 per account, per year Interchange 1% of transaction value KPIs Accounts overdue 10% per month Accounts over limit 15% per month Average APR 30% Balances revolving 90% of balance Average balance £900 at end of 2013 Expected growth in average balance (2014) 10% per annum Assumptions Open accounts 200,000 at 2013 year-end New accounts booked 5,000 per month Annual operating cost £50 per open account Cost of Acquisition £50 per account Provision rate 9% of total balances Annual cost of funds 4% by balance Charge off Unit charge-off rate in 2014 11% of accounts at 2013 year-end Unit charge-off rate in 2014 0% of accounts booked in 2014 Post charge-off recoveries 20% of balance Account Transactions Monthly turnover 5% of total month end balances Cash advances 20% of monthly turnover Additional Assumptions Please state any additional assumptions you have made to calculate your answer Thanks in advance,
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