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Answer Posted / ameet narayankhedkar
A promissory note is a negotiable instrument, wherein one
party (the maker or issuer) makes an unconditional promise in
writing to pay a determinate sum of money to the other (the
payee), either at a fixed or determinable future time or on
demand of the payee, under specific terms.
The payer is the one who owes the money to the payee. So, the
payee is also the lender, and it the one who is going to get
paid back their loan.
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