Answer Posted / gautam das

NPA as the name suggest Non-Performing means that doesn't
perform in respect of the rules. Before performing the loan
RBI has given many rules and guidelines to the commercial
banks. That are followed but not in due respect...
To lower the risk of NPA:-
1) Before sanctioning the loan you must search all the
information about the customer i.e. his family background,
income background, assets, criminal records, family members etc.
2) If all the searches is complete then take the strong
securities that could be according to the loan.
3) If loan is going to be an NPA as he is not in position to
pay it back then take a conversation with him called
"OTS"(One Time Settlement). And decide to manage the amount
which he or bank can afford.
4) If the customer belongs to criminal record and he is
rigid to not pay back then do as hard rule says. "Kurki Jabti"
5) In my opinion if one is unable to pay back then bank
should take only absolute money not interest. That can cover
the minimum risk of NPA.

Hi i am kranthi i have qualified for ibps po's exam, please send some interview questions

2824

---

Is an RBI Grade B officer likely to be transferred once he is allocated a position at one of the RBI branches? I am currently a PO in SBI. Compared to that, can you kindly inform me: 1) Is the chance to be allocated to your home state more in RBI? 2)Is an RBI Grade B officer likely to be transferred once he is allocated a position at one of the RBI branches? 3) Is the salary,job satisfaction, comparable workload, pension etc substantially better in RBI than in SBI? I can't find reliable information on this anywhere. Kindly enlighten me if possible.

6545

---

Hi friends my name is naveenraj and i attended the exam conducted by sbi and i cleared it but i didnt know anything about the next round of interview so please helpp me by giving any info oriented to the interview thank you and mail address is naveen.net@gmail.com

2047

---

Hi,I have been selected for interview for probationary officer for Vijaya bank. Please send questions that may be asked in interview at kandwalrinkaj@gmail.com. Your help would be greatly appreciated. Thank you.

2678

---

could you please suggest me the book for bank PO's especially for reserve bank of INDIA

2205

---

Hi i am priya i have applied karnataka bank Po officers exam let me know what is the syllabus for that exam if anyone attended send me the pattern.

2561

---

sir my name is bala krishna i want to write bank baroda pos exam but after write the exam when the the result is held ,how many taken for that.....thank you sir.....

2043

---

hi.......i have attempted syndicate bank po exam on 29.08.10.i have done 80% in apps,reason,computer,english.i have done only 50% in general awareness?Is it enough to clear the exam

2604

---

hi i am shortlisted to assistant manager in idbi bank..could u help me how to prepare for dat

2687

---

Hi I have been selected for central bank of India Po.My interview is on 23 nov 2010.I have done B.E.(CS) in 2007.I have one year experience but for 2 yrs i dont have experience also I am not doing any job.Will they reject me.also please tell me some technical questions that they can ask me.

2167

---

Hi, myself Garima,i have been shortlisted for the OBC PO interview,how to prepare for it ,if someone has cleared any such interview kindly share your experiences and give useful suggestions...............

2263

---

well friends hello to everybody i have been selected for state bank of hyderabad as po.i also qualified for sbi interview for po.any idea what topics to prepare for GD specially for PO(rural business)

2328

---

why job in bank is good for women

2912

---

hello sir this is K.Nagendra.I was prepare to bank po's exams.But I don't know how to prepare that exams so please give me some suggestions.And send me some importent model Qwestion papers. This is my email Id:kavali.nagendra@gmail.com

2076

---

does anyone got the oriental bank of commerce joining letter please let me know .

3026

---