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I have taken an Education Loan of Rs.4.00 lacs from a
Nationalised Bank for Higher of my son during last year,
Now I again want an Education Loan for my daughter for
Rs.3.00 lacs from the same Bank. Now Bank is asking for
additional security By way of guarantee or mortgage of
House.Please tell me whether it is necessary to give
guarantee or collateral security for taking Education loan
for my second child?
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Answer Posted / gaurav laddha
Yes,becoz according to the bank education loan upto 4 lac
requires no security but now in this case we are exceeding
this amnount by rs 3 lac so mortgage is required
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