What is the difference between asset management and invest
management?
Answer Posted / giri
Investment management is the professional management of
various securities (shares, bonds etc.) and assets (e.g.,
real estate), to meet specified investment goals for the
benefit of the investors. Investors may be institutions
(insurance companies, pension funds, corporations etc.) or
private investors (both directly via investment contracts
and more commonly via collective investment schemes e.g.
mutual funds or Exchange Traded Funds) .
The term asset management is often used to refer to the
investment management of collective investments, (not
necessarily) whilst the more generic fund management may
refer to all forms of institutional investment as well as
investment management for private investors. Investment
managers who specialize in advisory or discretionary
management on behalf of (normally wealthy) private
investors may often refer to their services as wealth
management or portfolio management often within the context
of so-called "private banking".
The provision of 'investment management services' includes
elements of financial analysis, asset selection, stock
selection, plan implementation and ongoing monitoring of
investments. Investment management is a large and important
global industry in its own right responsible for caretaking
of trillions of dollars, euro, pounds and yen. Coming under
the remit of financial services many of the world's largest
companies are at least in part investment managers and
employ millions of staff and create billions in revenue.
Fund manager (or investment adviser in the U.S.) refers to
both a firm that provides investment management services
and an individual who directs fund management decisions.
| Is This Answer Correct ? | 2 Yes | 3 No |
Post New Answer View All Answers
Tell us something important to you?
How does RBI earn its profit?
What do you know about NBFC and give one point of difference between Banks and NBFC?
Give few ways of 'money laundering'?
Differentiate between Equity Capital and Preference capital?
Explain balance sheet and NPA.
What is bank rate and repo rate? How both differ?
What do you know about PACs?
Difference between Check and Draft ?
What is the difference between GDP and GNP?
How will you differentiate between revenue deficit and fiscal deficit?
What are your technical certifications?
What do you know about base rate?
Explain about trims.
What is CRR? What is the current CRR?