what is NPA
- 4 Answers
- 7759 Views
- Indian Bank, Nabard, I also Faced
- E-Mail Answers
Answers were Sorted based on User's Feedback
Answer / pinal
Loans and advances given by banks to its customers is as
asset to the bank. But, when repayment of interest and
Principal is overdue, such asset is classified as NPA in the
financial reports of banks.
| Is This Answer Correct ? | 38 Yes | 3 No |
Answer / prashanthi
NPA is nothing but NON PERFORMING ASSETS
Simply its a Bad Debts to Bank.
| Is This Answer Correct ? | 23 Yes | 10 No |
Answer / kool
Banks earn income from an asset(loan in case of banks)by
way of interest. As long as the asset is good (performing),
it generates income for banks. When an assets becomes
bad,it stops generating income. Banks cannot charge
interest on bad assets. Thats why it is called as Non
Performing Asset.
| Is This Answer Correct ? | 9 Yes | 1 No |
Answer / surbhi naval gadhiya
A NPA WAS DEFINED AS A CREDIT IN
RESPECT OF WHICH INTREST AND
INSTALLMENTS OF PRINCIPAL,
AMOUNT HAS REMAINED 'PAST DUE'
FOR A SPECIFIC PERIOD OF TIME.
SPECIFIC PERIOD IS REDUCED IN
A PHASE MANNER AS UNDER;
1993-4 QUARTER
1994-3 QUARTER
1995-2 QUARTER
| Is This Answer Correct ? | 4 Yes | 2 No |
hi m yasaswi i got selected in corporation bank i have doubt i have to attend the medical test in these test wat they will be testing and generally wat typeof medical test they will do i have doubt is every one attend the medical test of any bank plzz reply me i have some disease
i am msc(cs) graduate. in +2 chose commerce.need to tell abt that? what type of questions i expect in computer science and in commerce?
0 Answers Punjab National Bank,
WHAT ABOUT CROSS SELLING?
How should I Prepare for SIB clerk exam? This is the first time Iam going to attend the Bank exam. Please help me for preparing. Where should I get the study material and Last years question with answers. If u have please provide me... Thanking you...
any information regarding state bank of patiyala medical is on net or not?
kOI BATAYEGA Why SBI making so much delay in declaring result any idea? ATUL KASHIPUR (UTTRAKHAND)
0 Answers State Bank Of India SBI,
what are the marketing questions may be asked for SBI clerical interview
When will be BOI clerical interview held in dec 2009 will be declared????any idea????
hi friends I want the URL of sbi to know whether they issued my hall ticket or not i had filled the online form on 30 dec 2008 and i have not received the hall ticket yet so anyone have the url plz reply i will be grateful to you
0 Answers State Bank Of India SBI,
what is the role of sbi in development of rural indian and farmers?
0 Answers State Bank Of India SBI,
has anyone got selected for sbi associate clerical interview?share ur views...abt date n questions..
congratulations to al selectd for clerical post in SBIassociated banks.. i hav ben selectd for sbp. ihav nt get any further information about appointment..coulz u plz tel me hw we r goin to get our postings..it wud b our choice?n sumone told me that in dis job we r nt goin 2 get any pension aftr completion..is it true??
0 Answers State Bank Of India SBI,
POs 
