Answer / sudhanshu

Basel II is the second of the Basel Accords, which are recommendations on banking laws and regulations issued by the Basel Committee on Banking Supervision. The purpose of Basel II, which was initially published in June 2004, is to create an international standard that banking regulators can use when creating regulations about how much capital banks need to put aside to guard against the types of financial and operational risks banks face. Advocates of Basel II believe that such an international standard can help protect the international financial system from the types of problems that might arise should a major bank or a series of banks collapse. In practice, Basel II attempts to accomplish this by setting up rigorous risk and capital management requirements designed to ensure that a bank holds capital reserves appropriate to the risk the bank exposes itself to through its lending and investment practices. Generally speaking, these rules mean that the greater risk to which the bank is exposed, the greater the amount of capital the bank needs to hold to safeguard its solvency and overall economic stability.

Answer / sudhanshu

Basel I is the round of deliberations by central bankers from around the world, and in 1988, the Basel Committee (BCBS) in Basel, Switzerland, published a set of minimal capital requirements for banks. This is also known as the 1988 Basel Accord, and was enforced by law in the Group of Ten (G-10) countries in 1992 . Basel I is now widely viewed as outmoded. Indeed, the world has changed as financial conglomerates, financial innovation and risk management have developed. Therefore, a more comprehensive set of guidelines, known as Basel II are in the process of implementation by several countries and new updates in response to the financial crisis commonly described as Basel III.

what is the working of GDR?

2 Answers  

---

1. Find the number, when 15 is subtracted from 7 times the number, the result is 10 more than twice of the number 5 15 7.5 4

1 Answers  

---

difference Between P&L A/c and Balance Sheet?

13 Answers  

---

Differentiate between Online Banking and Mobile Banking?

0 Answers   IBPS, State Bank Of India SBI,

---

As a student of Arts/ Science or Commerce why didn't you applied for higher studies?

0 Answers   IBPS,

---

---

How Do You Report A Write-down In Inventory?

0 Answers  

---

What do you know about Money Laundering?

0 Answers   State Bank Of India SBI,

---

defferd revenue exp

6 Answers   Capital IQ, Capital One,

---

What do you know about CORE Banking Solutions?

0 Answers   RBI,

---

When Extra Shares Applications Are Refunded, What Entry Will Be Passed?

0 Answers   Joint Stock Company,

---

what is Finance?

7 Answers  

---

Explain how you can generate schedule VI profit & loss account using auditors edition of Tally ERP 9?

0 Answers  

---