Why should I invest in Mutual fund which is not secured
rather than investing in Any Nationalised bank which is
giving me guaranteed interest rate of 9.5% per annum which
is also more secured?
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Answer Posted / shrikant uttam bade
Its very simple to understant logic behind investing in MF
rather than any nationalised bank while putting money in
bank they are holding our money for one year and giving
interset rate of 9.5% suppose u r invement amount is Rs.
10000 u r getting 950 Rs as intrest but we should keep in
mind that inflation rate is 11.45% means which 11.45% on
10000Rs i.e. 1145 on u r investment amount its shows that
actaully u r in loss of 1145-950= 195 Rs i.e. u r not
earing anything while bank is using u r money for one year
and they r making profit out of it.
if we consider MF Higher risk higher return so MF giving
opportunity of
Proffessional expertise for fund managemnt
Risk diveresification
portfolio managment
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