Answer / a.r. kalpana

Shadow Balance in bank accounts is the balance up to which
the subsequent debits can be posted up to.

Shadow Balance= Book Balance-Debit(yet to be authorized for
posting).

Example:Book balance is 1000. There is a debit of 500. The
debit is posted in the system and is sent for
authorization. At this juncture the Account shows a Shadow
Balance of 500.

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